PRAKTEK PEMBIAYAAN MUSYARAKAH PADA LEMBAGA KEUANGAN SYARI’AH

Nur Wahyuni

Authors

  • Nur Wahyuni STAIM Tulungagung

Keywords:

Musyarokah, Islamic, Financial, institutions

Abstract

The purpose of this research 1) Agreement on the financing musyarokah BMT is an agreement that they use in accordance with the principles of sharia is based on the Al-Quran and Al-Hadith. The parties have an equal footing, and have equal rights and obligations. Agreement was also conducted to establish the benefit through the provision of capital to partners in need of funds and does not contain elements of entrapment. 2) The division of profits in accordance with the existing literature, defined as the portion of the contract executed, between the customer and BMT nobody feels aggrieved because there is already an agreement in advance. In the division of profits each month the customer must be reported and paid to the BMT, according to the results obtained without any engineering. 3) The performance of the partners has not looked good, a lot of customers with problems. So that BMT can not be known in both the level of empowerment and its outcome. Problems of the partners can be handled by giving authority to the other partners in managing the assets need to pay attention to the difficulties of negligence and both intentional and partner unintentionally. Partners must be competent in providing or given legal powers.

Downloads

Download data is not yet available.

References

Anshori, Abdul Ghofur, Perbankan Syariah di Indonesia, Yogyakarta: Gajah Mada University Press, 2007.
Hilmi, Irman, Perbankan Syariah, Jakarta: Senayan Abadi, 2001.
Hirsanuddin, Hukum Perbankan Syariah di Indonesia, Yogyakarta: Genta Press, 2008.
Muhammad, Bank Syariah Problem Prospek Perkembangan di Indonesia, Yogyakarta: Graha Ilmu, 2005.
____, Teknik Perhitungan Bagi Hasil dan Profit Margin pada Bank Syariah, Yogyakarta: UII Press, 2004.
____, Manajemen Bank Syariah, Yogyakarta: UPP AMP YPKN, 2002.
Nasution, Metodologi Penelitian Naturalistik Kualitatif,Bandung:Tarsito,1996.
Sudarsono, Heri, Bank dan Lembaga Keuangan Syariah, Yogyakarta: EKONESIA, 2003.
Kompilasi Hukum Ekonomi Syariah

Published

2019-11-20

How to Cite

Wahyuni, N. (2019). PRAKTEK PEMBIAYAAN MUSYARAKAH PADA LEMBAGA KEUANGAN SYARI’AH: Nur Wahyuni. EKSYAR: Jurnal Ekonomi Syari’ah & Bisnis Islam, 6(02), 148-161. Retrieved from https://ejournal.staim-tulungagung.ac.id/index.php/eksyar/article/view/401

Issue

Section

Eksyar: Jurnal Ekonomi Syari'ah & Bisnis Islam