EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar <div style="text-align: justify;"><img style="float: left; margin: 0 9px 3px 0;" src="http://ejournal.staim-tulungagung.ac.id/public/journals/4/cover_issue_1_en_US.jpg" alt="" width="177" height="258">EKSYAR: Jurnal Ekonomi Syari'ah &amp; Bisnis Islam STAI Muhammadiyah Tulungagung Telah Masuk Jurnal <strong>DOAJ </strong>Internasional. E-journal ini merupakan versi online dari edisi cetak Edukasi yang diterbitkan oleh Program Studi <em><strong>EKONOMI SYARIAH </strong></em>STAI Muhammadiyah Tulungagung Jawa Timur Indonesia <p align="justify">Untuk mengakses artikel yang dimuat dalam jurnal ini, silahkan klik <strong>ARCHIVES</strong>. ISSN (Cetak): <em><strong>2XXXXXX</strong></em> &amp; ISSN (Online): <em><strong>2407-XXXX</strong></em></p> <p align="justify"><em><strong>Penyunting menerima sumbangan tulisan yang belum pernah diterbitkan dalam media lain. Naskah diketik di atas kertas berukuran A4 spasi 1,5 sepanjang lebih kurang 20 halaman, dengan format seperti tercantum pada Pedoman Bagi Penulis di bagian belakang jurnal ini atau di web: staim-tulungagung.ac.id. Naskah yang masuk dievaluasi dan disunting untuk keseragaman format, istilah dan tata cara lainnya.</strong></em></p> <p>Seluruh artikel yang masuk akan dilakukan <strong><em>review</em></strong> minimal dua orang <em><strong>reviewer</strong>,</em> dan hasil <strong><em>review</em> </strong>akan dipublikadikan setelah mendapat persetujuan dari dewan penyunting.</p> <p>Untuk <em><strong>scanning plagiarism</strong>, </em>Edukasi menggunakan media Google untuk melacak tingkat plagiarisme naskah.</p> <p>Alamat Penyunting dan Tata Usaha: Subag Umum Urusan Penerbitan (Perpustakaan) STAI Muhammadiyah Tulungagung Lantai II<a href="https://www.google.co.id/maps/dir/''/staim/@-8.0495898,111.90616,2191m/data=!3m1!1e3!4m8!4m7!1m0!1m5!1m1!1s0x2e78e32ca98fb6db:0x41d86973e660e3d8!2m2!1d111.9060181!2d-8.0495733" target="_blank"> Jl. Pahlawan Gg.III / 27 Tulungagung</a> Telepon (0355) 322376 email; jurnal.edukasi.staimta@gmail.com</p> </div> en-US <p><span data-original-name="STAI Muhammadiyah Tulungagung">STAI Muhammadiyah Tulungagung</span></p> admin@staim-tulungagung.ac.id (EKSYAR) Sat, 10 Nov 2018 00:00:00 +0000 OJS http://blogs.law.harvard.edu/tech/rss 60 STRATEGI PENANGANAN PEMBIAYAAN BERMASALAH PADA BAITUL MAAL WAT TAMWIL (BMT) http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/355 <p><strong><em>Abstract</em></strong></p> <p><em>Bait al Maal wa Bait al Tamwil (BMT) is a microfinance institution economic social-oriented main activities accommodate religious treasures and channel it for the purpose of realizing the benefit of the people and the nation in the sense that an area – the breadth. In the treasures of funneling certainly has a lot of problems that one of them is financing bogged down. BMT has a way to minimise the standstill with financing systems family that was drafted in following such a construction, Bank, billing and rescue.</em></p> <p><em>&nbsp;</em></p> <p><strong><em>Keywords: </em></strong><em>handling of problematic financing, baitul maal wat tamwil</em></p> Hasan Sultoni ##submission.copyrightStatement## http://creativecommons.org/licenses/by-sa/4.0 http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/355 Sat, 10 Nov 2018 00:00:00 +0000 PENGELOLAAN ZAKAT PROFESI DALAM RANGKA PEMBERDAYAAN MASYARAKAT http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/356 <p><strong><em>Abstrak</em></strong></p> <p><em>A prominent phenomenon in the world of modern economics is the smaller number of people directly involved with the productive sector and the growing service sector. Because of that salaries, wages, intensive and bonuses are important variables in modern human income whose cumulative values often far exceed the number of commodities listed in the hadith texts, such as agricultural products.</em><em><br> <br> The potential of zakat in Indonesia is very large, in 2006 The Frod Foundation estimated that zakat, infaq, and shadaqah funds reached around 19.3 trillion. Unfortunately, this potential has not been utilized optimally so that efforts to empower the community through zakat have not been implemented adequately. What is encouraging at this time is that there have been many zakat management institutions that have sprung up and coupled with public awareness in carrying out zakat also increased.</em></p> <p><strong>Keyword</strong> : Management, Professional Zakat, Community Empowerment</p> Ahmad Taufiqurrahman ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/356 Sat, 10 Nov 2018 00:00:00 +0000 REFLEKSI SISTEM DISTRIBUSI SYARIAH DALAM UPAYA OPTIMALISASI PENYALURAN DANA ZAKAT DI INDONESIA http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/357 <p><strong><em>Abstra</em></strong><strong><em>ct</em></strong></p> <p><em>There is a lot of literature that tries to look at zakat from various sides, such as from legal aspects (fiqh), management, potential and its role in poverty alleviation. This proves that zakat has a significant place in the realm of Islamic sciences and other sciences. The obligation of zakat in Islam has a very deep meaning. In addition to dealing with aspects of Godliness, as well as economics and social Two dimensions possessed by zakat or identites that will provide a very good impact on society, both as an effort to worship Him and as an effort to care for social with fellow human beings . However, zakat is not limited to that. Optimizing the distribution of zakat funds in a professional manner will have a better impact in efforts to distribute wealth or income to the community. Optimizing the distribution of zakat funds is still very limited to date, due to the limitations of professional institutions and human resources in the field of zakat. Indeed, in the concept of productive zakat distribution we find various types of distribution, but not all of them apply the distribution of productive zakat by using the concept of sharia distribution. Thus, it is expected that with the conception of productive distribution of sharia zakat funds it will not only provide welfare for muzaki but can also implement the concept of productive distribution in accordance with sharia guidance which is far from the magrib element.</em></p> <p><em>&nbsp;</em></p> <p><strong><em>Keywords: </em></strong><em>Reflection, Sharia Distribution, Optimization of Zakat</em><strong><em>.</em></strong></p> Muchamat Amarudin ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/357 Sun, 28 Apr 2019 02:29:44 +0000 البيوع والشراء المعاصرة عند المذاهب الفقهية الأربعة http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/358 <p><strong><em>Abstract:</em></strong><em>Buying and selling is one of the most important areas of business, and Islamic law has confirmed that is permissible under certain conditions. Therefore, the researcher explained the nature of the contract and its legitimacy and types, so that the research is clear in theory when dealing with the practical application of Islamic banking. This research is based on a deductive reasoning method. It began by compiling the original references from the general and particular books of </em><em>Islamic </em><em>jurisprudence and the efforts of the four schools approved.</em> <em>As a result of this research, the current sales are the legitimate ones, they are different from the general sale picture, including: 1) bargaining sales, 2) sales of the trust, and 3) the exchange contract. And the contemporary sale that are forbidden by sharia, it’s the sale that is forbidden by the Sharia for a defect in its pillars or a lack of its conditions. The most important things are: 1) sales are forbidden by Sharia because of gharar and ignorance, 2) sales are forbidden because of the sanctity of the eye of sale, 3) sales are forbidden because it distracts from acts of worship.</em></p> <p><strong><em>Keywords:</em></strong> <em>Buying and selling, contemporary, jurisprudence doctrines</em></p> Muhammad Miftahul Huda, Pandi Rais ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/358 Sat, 10 Nov 2018 00:00:00 +0000 Peran Perusahaan Asuransi Syariah Unit Link dalam Perkembangan Ekonomi Digital di Indonesia http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/359 <p><strong><em>Abstract</em></strong><em>The role of unit link sharia insurance companies in the development of digital economics in Indonesia can be described as follows: in providing information related to company profiles, products and also several other provisions, it can be easily accessed using the internet on their respective websites. in Indonesia under the supervision of the FSA both through mobile and laptop media. For information regarding the customer policy, it is also provided convenience with the application on the smartphone about the policies owned by the customer provided by the company. When a customer has a complaint or question about the product purchased can be via a special email for customers in addition to talking via phone via the call center that has also been provided by the company.</em><strong>&nbsp;</strong></p> <p><strong><em>Keywords: digital, economic, company, sharia insurance</em></strong></p> Mei Santi ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar/article/view/359 Sun, 28 Apr 2019 03:39:00 +0000